We take a meticulous approach to understanding and supporting your business

We are here to help you truly understand and develop your business

We bring decades of experience to every one of our clients

 

Sales 1) Assume

 

- Sales occurred evenly over year and paid in 60 days

 

Cost of Materials

- Incurred evenly over the year and Paid in 30 days

Cost of Consumables

- Incurred evenly over the year and Paid in 30 days

Direct labour

- Incurred and paid evenly within the month

Transport

- Incurred and paid evenly within the month

Rent

- Paid quarterly in advance

Rates

- Incurred yearly and paid over 10 months

Energy

- Incurred and paid quarterly in arrear

Insurance

- Incurred and paid in month 1

Phone

- Incurred and paid quarterly in arrear

Repairs

- Paid in month arrear in month 4 & 11

Facilities

- Incurred 1 month in arrears

Other

- Incurred 1 month in arrears

Payroll

- Incurred and paid evenly within the month

Employers N.I.

- Incurred in the following month

Pension

- Incurred in the following month

Motor, Travel, subsistence, etc.

- Incurred and paid evenly within the month

Advertising and Marketing

- Incurred 1 month in arrears

Interest payable

- Incurred and paid quarterly

 

Legal, professional fees

- Incurred 1 month in arrears

Office stationery, printing, postage

- Incurred 1 month in arrears

Miscellaneous

- Incurred and paid evenly within the month

 

 

To create the cash flow projections, we had to make several assumptions listed above. Please note every business is different and the cash flow projection is purely illustrative. If you would Like GB to work, with you and customise the Business Equation to the specifics of your business please call or e-mail the team at Garrod Beckett.